Monday, February 20, 2012

[OOC] Guild Job Board

Forum rules
This forum is for OOC discussion about existing roleplays.

Please post all "Players Wanted" threads in the Roleplayers Wanted forum!

This topic is an Out Of Character part of the roleplay, ?The Guilds of Zorgoth?. Anything posted here will also show up there.

Topic Tags:

Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.
MISSION BOARD
Note that I am allowing everyone to come up with missions to keep things interestin and keep everyone involved.

Currant Missions

One star missions: A small Group of Imps have been attacking a farm outside of Fein. Eliminate all the imps and bring back tails as proof to receive the reward. Mission difficulty: 1 star. Risk level: Low

There have been reports from a settlement just outside of the main Imperial camp that a young Minotaur has been attacking the village. The soldiers have chosen to ignore the villager's cries for help, this is where you come in. Slay the beast to save the villagers. If that doesn't temp you then do it for the gold. difficulty: 1 star. Risk level: Medium

Two star missions: Men have been disappearing from a main research facility in Nosit. The wives and female report hearing a strange song, soon after the men wander off never to be seen again. It is there idea that a Lamia or a pack of Lamia are behind it all. Find and deal with the Lamia. Save the men if any are still alive for a bonus to your reward, though it is not required to do so. difficulty: 2 star. Risk level: High

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ajemokid
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Thursday, February 9, 2012

Robert N Vohra Holds A Real Estate Salesperson License In Virginia

Robert N Vohra graduated from Columbia University, New York, and earned his J.D. from Georgetown University Law Center, Washington, D.C in 1988. Thereafter, he received his Master of Laws degree, with a concentration in International Taxation. Presently, he is the Managing Director of Longstreet Worldwide LLC, and the President of Sherwood Capital Corporation, Fairfax, Virginia. Robert has experience working with many leading organizations. In 1990, he joined Knapp, Marsh, Jones & Doran as an associate and was part of the firm?s business transactional and litigation department.

From 1993 until 1997, Robert N Vohra worked as Associate/Partner with Shawn, Mann & Steinfeld, where he was responsible for representing the company?s private and public sector clients in litigation, corporate finance, arbitration and various transactional matters. He was successful in procuring the reversal of an NASD de-listing order for one of his clients, and securing a sizeable settlement from a national bank in a breach of trust case. In 1997, he joined Thiemann, Aitken & Vohra, LLC, as a partner and provided general corporate representation to his clients. Robert is a licensed real estate salesperson in Virginia, and also holds Life & Health Insurance license (Virginia).

About Robert N Vohra

Robert N Vohra has substantial experience in private legal practice, along with domestic and international tax law, transactional law, and general corporate representation and litigation. Presently, he is working as a Managing Director with Longstreet Worldwide LLC, an international real-estate and energy investment banking company that focuses on high-end commercial transactions. He is also the President of Sherwood Capital Corporation (Fairfax, Virginia) that serves as an agent to multinational corporations, large real estate firms and investment and pension funds seeking investment properties in the U.S. He holds a real-estate salesperson license, life and health insurance license, and has been admitted to the New York, California and District of Columbia Bar.

Source: http://www.briefingwire.com/pr/robert-n-vohra-holds-a-real-estate-salesperson-license-in-virginia

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Wednesday, February 8, 2012

Romney latest pol to join wait-let-me-explain club

FILE - In this Oct. 15, 1992, file photo President George H.W. Bush looks at his watch during the 1992 presidential campaign debate with other candidates, Independent Ross Perot, top, and Democrat Bill Clinton, not shown, at the University of Richmond, Va. The most telling moment in a three-way debate between Bush, Bill Clinton and Ross Perot in 1992, wasn't conveyed in words. It was Bush's glance at his watch. The president already was battling perceptions that he was out of touch and out of ideas in a time of economic distress. When the TV cameras caught him stealing a glance at his watch, it reinforced the impression that Bush wasn't up for the job. (AP Photo/Ron Edmonds, File)

FILE - In this Oct. 15, 1992, file photo President George H.W. Bush looks at his watch during the 1992 presidential campaign debate with other candidates, Independent Ross Perot, top, and Democrat Bill Clinton, not shown, at the University of Richmond, Va. The most telling moment in a three-way debate between Bush, Bill Clinton and Ross Perot in 1992, wasn't conveyed in words. It was Bush's glance at his watch. The president already was battling perceptions that he was out of touch and out of ideas in a time of economic distress. When the TV cameras caught him stealing a glance at his watch, it reinforced the impression that Bush wasn't up for the job. (AP Photo/Ron Edmonds, File)

FILE - In this Sept. 13, 1988, file photo Democratic presidential candidate Michael Dukakis gets a free ride in a new M1-A-1 battle tank during a visit to General Dynamics in Sterling Heights, Mi., where he told workers he's not soft on defense. The image of a helmeted Dukakis taking a spin in a tank proved to be the ultimate in What Not To Wear for a presidential candidate during his run, his loosing run, for the presidency against President George H.W. Bush. ( AP Photo/Michael E. Samojeden, File)

FILE - In this Oct. 13, 1988 file photo, Democratic presidential candidate and Massachusetts Gov. Michael Dukakis shakes hands with Vice President and Republican presidential candidate George Bush, left, prior to their second and final presidential debate on UCLA's campus in Los Angeles, Calif. During the debate Dukakis was asked whether he'd favor the death penalty if his wife, Kitty, were raped and murdered. His emotionally detached a classic case of being too cool under fire. "I think you know that I've opposed the death penalty during all of my life," he said. "I don't see any evidence that it's a deterrent, and I think there are better and more effective ways to deal with violent crime." Kitty Dukakis later wrote in her memoir, "That chilling incident at the second debate was the nail in the coffin. ... Michael made a mistake; he answered a question he should have hurled right back into the face of his questioner." (AP Photo/Lennox McLendon, File)

FILE - In this June 27, 2011, file photo Rep. Michele Bachmann, R-Minn., with her husband Marcus signs autographs after her formal announcement to seek the 2012 Republican presidential nomination in Waterloo, Iowa. Bachmann launched her campaign with a cringe-worthy misfire, declaring that both she and actor John Wayne had lived in Waterloo, Iowa, when it was actually serial killer John Wayne Gacy Jr. who'd lived there. (AP Photo/Charlie Riedel, File)

FILE - In this Oct. 28, 1980 file photo, President Jimmy Carter, left, and Republican presidential candidate Ronald Reagan, shake hands in Cleveland, Ohio, before debating before a nationwide television audience. In 1980 Carter fumbled a presidential debate question about the Cold War, when he cited his 13-year-old daughter Amy on the subject of nuclear war. "I think, to close out this discussion, it would be better to put into perspective what we're talking about. I had a discussion with my daughter, Amy, the other day, before I came here, to ask her what the most important issue was. She said she thought nuclear weaponry, and the control of nuclear arms. This is a formidable force." (AP Photo/stf, file)

(AP) ? Mitt Romney's remark that he's not worried about the very poor, the latest gaffe in a campaign rich with blunders, joins a long list of wait-let-me-explain episodes in presidential election history.

It's been a banner year for campaign misfires: Rick Perry had his "oops" moment when he forgot one of the three government departments he wanted to eliminate. Herman Cain only made things worse after he fumbled a question about Libya when he explained that he had "all this stuff twirling around in my head." Michelle Bachmann launched her campaign with a cringe-worthy misfire, declaring that both she and actor John Wayne had lived in Waterloo, Iowa, when it was actually serial killer John Wayne Gacy Jr. who'd lived there.

Will any of those sour notes still be ringing in the ears beyond November's ballots and confetti?

There's stiff competition in the pantheon of campaign misfires: Think of Howard Dean's primal scream in Iowa during the 2004 primary. Vice President Al Gore's overwrought sighs when debating George W. Bush in 2000. Vice President Dan Quayle's botched spelling of potato in 1992. And, way back at the dawn of televised presidential debates, Richard Nixon's profuse sweating on stage with cool-as-a-cucumber rival John Kennedy in 1960.

Some others with proven staying power:

THE OTHER ROMNEY. Mitt Romney knows only too well how devastating a single gaffe can be. Forty-five years ago, his father, George Romney, ended his presidential campaign after negative fallout from his answer to a question about why he he'd once supported the Vietnam War. In a 1967 TV interview, Romney referred back to his 1965 visit to the country and stated, "When I came back from Viet Nam, I'd just had the greatest brainwashing that anybody can get." He said he'd since done a lot more study of the matter and no longer believed the war was necessary.

Romney's poll numbers sank amid a swirl of ridicule and questions about whether he was naive. "Can't you just see him coming back from a conference with (Soviet official Alexei) Kosygin yelling that he had been brainwashed by a Russian?" Democratic Party Chairman John Bailey asked. Romney's wife, Lenore, allowed that her husband's words were "extremely unfortunate" and insisted that he was too strong a man to be brainwashed. But the damage had been done.

DEBATE DOMINATION. President Gerald Ford didn't dominate when he falsely declared in a 1976 debate that "there is no Soviet domination of Eastern Europe," including Poland. Time magazine called it "the blooper heard round the world." Democrat Jimmy Carter, Ford's rival, said the president had "disgraced our country." Ford only made things worse by refusing for days to retract the statement and offering clarifications that didn't really clarify things.

At one bizarre campaign appearance, the president spoke to reporters on a press bus via walkie-talkie and referred to himself in the third person, saying: "President Ford does not believe that the Polish people over the long run ? whether they are in Poland or whether they are Polish-Americans here ? will ever condone domination by a foreign force." The incident is recounted in Alan Schroeder's book about presidential debates, "Forty Years of High-Risk TV." Ford eventually apologized and said he recognized that the Soviets did dominate Poland and had military divisions stationed there.

CARTER CONSULTS. In the 1980 campaign, it was Carter who fumbled a Cold War question during a presidential debate when he cited his 13-year-old daughter, Amy, on the subject of nuclear war. "I had a discussion with my daughter, Amy, the other day, before I came here, to ask her what the most important issue was," Carter said. "She said she thought nuclear weaponry ? and the control of nuclear arms. This is a formidable force." The debate audience snickered. Carter's rival, Republican Ronald Reagan, served up a perfect rejoinder at a campaign rally, telling the crowd: "I remember when Patty and Ron were little kids, we used to talk about nuclear power," Schroeder recounted. Carter allowed in his memoir that "It was obvious that I had not expressed myself well."

DUKAKIS' TWO-FER: Michael Dukakis' run against President George H.W. Bush in 1988 yielded two lulus. His emotionally detached answer to a debate question about whether he would favor the death penalty if his wife, Kitty, were raped and murdered was a classic case of being too cool under pressure. "I think you know that I've opposed the death penalty during all of my life," he calmly replied. "I don't see any evidence that it's a deterrent, and I think there are better and more effective ways to deal with violent crime." Kitty Dukakis later wrote in her memoir, "That chilling incident at the second debate was the nail in the coffin. ... Michael made a mistake; he answered a question he should have hurled right back into the face of his questioner."

And then there was that unfortunate photo of a helmeted Dukakis taking a spin in a tank ? the ultimate in What Not To Wear for candidates.

TIME OUT: The most telling moment in a three-way debate between Bush, Bill Clinton and Ross Perot in 1992, wasn't conveyed in words. It was Bush's glance at his watch. The president already was battling perceptions that he was out of touch and out of ideas in a time of economic distress. When the TV cameras caught him stealing a glance at his watch, it reinforced the impression that Bush wasn't up for the job. It didn't help, either, that when a young woman asked Bush how the national debt had affected him personally, he said he didn't really get the question.

MR. MISUNDERESTIMATED. George W. Bush served up enough malapropisms as candidate and president that it's hard to single out just one. But voters elected him twice, validating his theory that people "misunderestimated" him. That gave people eight years of mangled language and puzzling Bushisms to ponder. Among them: "I know the human being and fish can coexist peacefully." ''Rarely is the question asked, is our children learning?" and "We look forward to hearing your vision, so we can more better do our job."

THE LITTLE PEOPLE: Condescension is one of the worst traps for a presidential candidate and Barack Obama stepped squarely into it in April 2008. Speaking to well-heeled donors at a private fundraiser in the liberal bastion of San Francisco, no less, Obama said voters in struggling small towns of Pennsylvania and the Midwest "get bitter, they cling to guns or religion or antipathy to people who aren't like them or anti-immigrant sentiment or anti-trade sentiment as a way to explain their frustrations."

When news of his comment leaked out, Obama got a boatload of grief from Hillary Rodham Clinton, his rival for the Democratic nomination, as well as presumptive Republican nominee John McCain. "Elitist and out of touch," snapped Clinton, whose supporters handed out "I'm not bitter" stickers. Much like Romney now, Obama defended the thought he was trying to convey before conceding he had chosen his words poorly.

It wasn't the first time the political sin of talking down to people had created problems for Obama's campaign. Earlier, he'd told Clinton during a debate, "You're likable enough, Hillary." And Michelle Obama set off her own tempest by declaring that the public's hunger for change powering her husband's presidential bid made her proud of her country "for the first time."

___

AP writer Cal Woodward in Washington contributed to this report.

___

AP Interactive at http://hosted.ap.org/interactives/2012/political-gaffes/

Follow Benac on Twitter: http://www.twitter.com/nbenac

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2012-02-06-Campaign-Great%20Gaffes/id-83f6d82a582b45d9badb9eece109bdb6

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Tuesday, February 7, 2012

American dogs and cats obese; owners don't see the problem in ...

The 5th annual Pet Obesity Survey revealed that our pets are getting fatter - and fatter!

The Association for Pet Obesity Prevention (APOP)?has released the results of their?fifth annual veterinary survey, which?found 53 percent of adult dogs and 55 percent of cats to be classified as overweight or obese by their veterinarian. That equals 88.4 million pets that are too heavy, according to veterinarians.

As with humans,?some of the common weight-related conditions in dogs and cats include osteoarthritis, type 2 diabetes, high blood pressure, breathing problems, kidney disease, and shortened life expectancy.

APOP founder Dr. Ernie Ward in the press release:

?The most distressing finding in this year?s study was the fact that more pet owners are unaware their pet is overweight.? Twenty-two percent of dog owners and 15 percent of cat owners characterized their pet as normal weight when it was actually overweight or obese. This is what I refer to as the ?fat pet gap? or the normalization of obesity by pet parents. In simplest terms, we?ve made fat pets the new normal.?

Perhaps even worse was the finding that the number of obese pets, those at least 30 percent above normal weight or a body condition score (BCS) of 5, continues to grow despite 93.4 percent of surveyed pet owners identifying pet obesity as a problem. The study found 24.9 percent of all cats were classified as obese and 21.4 percent of all dogs were obese in 2011.

That?s up from 2010 when 21.6 percent of cats and 20.6 percent of dogs were found to be obese. ?What this tells us is that more and more of our pets are entering into the highest danger zone for weight-related disorders,? says Ward.

Translation: our dogs and cats are getting fatter and fatter, and we?re? not even noticing. Even worse? It?s our fault.

Orthopedic surgeon, APOP Board member and Director of Clinical Research at the University of Georgia College of Veterinary Medicine Dr. Steve Budsberg says in the release:

?As an orthopedic surgeon I see, on a daily basis, the effects of obesity on dogs and cats with osteoarthritis. It is very frustrating to see how much pain and discomfort excess weight has on my patients. Veterinarians and owners have the ability to stop obesity in our pets. No animal goes to the refrigerator or the pantry and helps themselves. We enable our pets to get fat!?

Treats continue to be a major contributor to weight gain in pets. An online poll conducted in October 2011 by APOP of 210 pet owners found 93 percent of all dog and cat owners gave treats. Ninety-five percent gave a commercial treat with 26 percent reporting they gave their pet treats three or more times a day. ?Treats are the silent saboteur of slimming down,? remarks Ward. ?Those tiny treats often are hiding a significant amount of calories.?

Some interesting info:

  • According to Dr. Ernie Ward, a 95-pound male Golden retriever is comparable to a 5?4? human female weighing 184 pounds or a 5?9? male who weighs 214 pounds.
  • A 10-pound Chihuahua is comparable to a 5?4? human female weighing 242 pounds or a 5?9? male who weighs 282 pounds.
  • A 15-pound domestic short-haired cat is comparable to a 5?4? human female weighing 218 pounds or a 5?9? male who weighs 254 pounds.
  • A premium pig ear (231 kcals) fed to a 40-pound dog is the equivalent of an adult human drinking six 12-ounce colas (840 kcals).
  • A typical dog biscuit (25 to 27 kcals) fed to a 20-pound dog is the equivalent of an average adult human eating two Keebler EL Fudge Double Stuffed Sandwich Cookies? (180 kcals).

According to the APOP weight and treat calculators:

  • A Pedigree small/medium Jumbone has 295 calories; a large, 619.
  • A Milk Bone large biscuite has 115 calories; an extra large, 225.
  • A Purina Busy Bone treat for small/medium dogs has 277 calories; a large, 445.
  • A Three Dog Bakery Roll Over Peanut Butter or Cheese?16 oz.?treat has 400 calories.
  • See more calorie counts for dog treats here.?

And don?t forget the kitty! Only 49 percent of surveyed cat owners reported their veterinarian had discussed obesity and excess weight with them; compare that?to 72 percent of dog owners. Even worse, only 46 percent of cat owners stated their veterinarian had reviewed nutrition or food choices, compared to 86 percent of those with dogs.

Here how about this cat treat calorie count? Fancy Feast Appetizer treats, 2 oz tray, ranged in calorie counts from 31.32 (White Meat Chicken and Flaked Tuna Appetizer?in a Delicate Broth) to 39.34 calories (Steamed Tilapia Appetizer in a Delicate Broth).

You can read more calorie counts for dog food, cat food, dog treats, and cat treats on the APOP website.

Source: http://www.patheos.com/blogs/heavenlycreatures/2012/02/american-dogs-and-cats-obese-owners-dont-see-the-problem-in-front-of-their-eyes/

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Monday, February 6, 2012

Stocks slip on Wall Street as Greek talks drag on

In this Feb. 3, 2012 photo, trader Joseph Tarangelo, center, works on the floor of the New York Stock Exchange. Markets were in a jittery mood on Monday, Feb. 6, 2012, as talks dragged on between Greek political leaders over a fresh austerity package that is required if the debt-ridden country is to get a crucial bailout package. (AP Photo/Richard Drew)

In this Feb. 3, 2012 photo, trader Joseph Tarangelo, center, works on the floor of the New York Stock Exchange. Markets were in a jittery mood on Monday, Feb. 6, 2012, as talks dragged on between Greek political leaders over a fresh austerity package that is required if the debt-ridden country is to get a crucial bailout package. (AP Photo/Richard Drew)

NEW YORK (AP) ? Stocks are edging lower in midday trading Monday as talks drag on between Greek political leaders over a fresh austerity package required for the country to get more bailout loans.

The Dow Jones industrial average fell 43 points to 12,819 shortly after noon Eastern time. American Express Co. led the Dow lower, losing 1.6 percent.

Sam Stovall, chief equity strategist at S&P Capital IQ, said he thinks investors are starting to realize the stock market is vulnerable to a big drop. Trading has been subdued compared with the wild swings of 2011. The S&P has closed up or down by more than 1 percent only three times since the year began. In December, that happened nine times.

"I look at it like a very low tide warning of an impending tsunami," Stovall said of the recent calm stretch. "We're setting ourselves up for a decline, the sort of decline that would make you sit up and take notice," he said.

In other trading, the Standard & Poor's 500 index fell 3 points to 1,341. The Nasdaq composite fell 8 points to 2,896. All three major stock indexes were down by 0.3 percent.

The declines follow a big gain Friday after a surprisingly good U.S. employment report. Large gains in the stock market are often followed by modest moves, as traders pull some of their winnings off the table. On average since 1950, whenever the S&P rose by 1 percent or more in a trading day, the index has inched up just 0.1 percent the next day, according to S&P Capital IQ.

In Greece, talks between the prime minister and leaders of parties backing his coalition government were postponed for a day, even as European leaders prodded the government to push through new spending cuts, layoffs and other austerity measures.

President Nicolas Sarkozy of France and German Chancellor Angela Merkel warned Greek leaders that they need to push through new reforms or risk letting the country go bankrupt. Greece is hoping the European Central Bank, the International Monetary Fund and the European Commission will release a second installment of ?130 billion ($171 billion) in bailout loans. Without that money, Greece will likely default when a ?14.5 billion ($19.1 billion) bond repayment comes due March 20.

Among companies making big moves:

? Boeing Co. fell 1.3 percent following reports that the company found a problem in its 787 Dreamliner.

? Netflix Inc. fell 0.4 percent after Verizon Communications and Coinstar Inc. said they will launch a video-streaming service later this year, a challenge to Netflix. Coinstar is the parent of Redbox, a DVD rental company. Coinstar rose 1 percent and Verizon less than 1 percent.

? Micron Technology Inc. fell 2.5 percent following news that the chip maker's CEO died in a plane crash. Steve Appleton, 51, was at the helm for 18 years, leading the only company he'd ever worked for.

? Humana dropped 5.3 percent, the biggest loss in the S&P 500 index. The health insurance company reported revenue that fell short of analysts' expectations. Humana also raised its earnings outlook for 2012 but that, too, was below analysts' forecast.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-02-06-Wall%20Street/id-760901c760bf44aa9c02434a008e09fc

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Saturday, February 4, 2012

If you are seeking for approaches to spy on text messages of your ...

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Minor adjustments, such as chemical peels, do not demand a extended period of adjustment. You will merely be pleased seeing a younger version of your self in the mirror. Nonetheless, considerably much more extreme modifications to your physique can take a even though to get utilized to. If reality, some patients seek out counseling following their procedures due to the fact, even even although they may possibly be pleased with their new appear, it normally creates emotional modifications that should be dealt with.

Some people are genuinely excited following their procedures, even though other people may possibly genuinely really feel genuinely saddened by it, as if they have knowledgeable a loss. For instance, those that have weight loss surgery normally genuinely really feel remorse more than not having lost their excess weight in some other fashion. There can be numerous reasons for depression following a surgery, and this is why you ought to only go into this with each and every eyes open, being aware of precisely what to anticipate. This can be a extremely traumatic time, but you can heal and be beautiful with the suitable post-operative care.

Source: http://bedsaulvincentconsulting.com/if-you-are-seeking-for-approaches-to-spy-on-text-messages-of-your-potentially-cheating-spouse-this-could-be-the-most-vital-write-up-yoursquove-ever-read-by-now-suspicions-could-have-gotten-to-y

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Friday, February 3, 2012

Car insurance Insurance plan Credited Pertaining to Rebirth? Read ...

You can find the headache when buying auto insurance. You should be educated when choosing insurance coverage so that you are certainly not above or under-insured. The ideas presented here gives you some understanding of your challenging whole world of auto insurance to really succeed to choose a policy.

Take into consideration your motor vehicle ahead of buying protection. High miles and also more mature cars usually have less value after resale, which means you don?t have to maintain the maximum amount of insurance coverage to safeguard neglect the. Constantly bear in mind how appealing your automobile would be to thieves. Even when your automobile can be more mature, however is a car which is ripped off generally, think of extensive protection.

Test generating fewer miles annually. If you?re not able to successfully decrease your miles you?re generating, you may want to get yourself a cheap car for your next auto. In the event you push two low-mileage automobiles, the math may go to your benefit and also lead to decrease insurance rates.

When you?re using a professional business, you?ll be able to acquire fantastic special discounts. Credit union members or people in agencies, such as AARP, may give you special discounts while on an auto insurance coverage.

If you want to get auto insurance, make sure you shop around for high quality quotations coming from numerous insurance companies. There are several components at work that can induce major variants within insurance rates. To be sure you?re receiving the greatest deal, try to look brand new quotations at least once annually. When you?re critiquing your quotations, find out that the amount of protection is analogous about all of them.

In case you have an earlier association with a motor vehicle restore organization, seek out their particular opinion about insurance companies and also those that have a good status. People who are utilized at physique shops in many cases are forced to work with insurance coverage adjusters. They are able to supply you with a concept of exactly what businesses work appropriately and also rather, certainly not those that are a problem to manage.

Take away any kind of cars you market, you aren?t dispose of, from the auto insurance coverage immediately. In case you have pointless insurance coverage, you are coughing up cash foolishly.

Thing you should know about comprehensive insurance.

Many of the larger insurance carriers supply huge reductions for families in which all of the motorists are usually covered by insurance with the exact same organization. You could lay aside lots, also lots of money annually within monthly installments by simply guaranteeing your entire cars jointly.

Steer clear of the acquiring pricey after-market products for the car which are not really required. Some things are usually wonderful to get, however consider if the cash you are spending is really justified. Add-ons are not changed or reimbursed should your car is in a major accident or ripped off, until you have obtained additional insurance coverage of those added parts that is normally really expensive.

Understand the restrictions of your coverage when you put in beneficial upgraded parts on your auto. Typically, the company will only deal with the value added to the whole auto, certainly not the specific tariff of your improvements.

Need the best car insurance?

Make sure you have a composed duplicate if you terminate a plan. The reason being it could possibly lead to problems, if you have simply no composed or recorded proof of the cancellations and also exchange. This may impact to your credit rating plus your power to acquire insurance coverage down the road.

Be sure the permit can be clean up. Possessing seat tickets or incidents on your driving history can easily lift up your charges on your insurance policy. In the event you curently have the violation on your permit, seek advice from the insurer to see if participating in visitors institution, or even a safe and sound generating study course could possibly get the payments lowered.

For you to do the maximum amount of investigation as you possibly can to identify a organization that may work for you long lasting, plus provide you with things to look for. The office of insurance coverage may have a directory of the firms, and then any grievances put against them. Several looking close to the supplier symbolizes their particular number of adequate claims.

As you observed in the following paragraphs, there are numerous elements for you to auto insurance. It?ll result in the future to complete pursuit about insurance coverage. Simply by heeding counsel in the following paragraphs, you will be able to choose a good auto insurance coverage.

How to get the best bike insurance quote?

Source: http://www.madeinjapan.us/car-insurance-insurance-plan-credited-pertaining-to-rebirth-read-these-guidelines-1st/

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Internet War Microsoft vs. Google Which is Better Online Solution ...

Posted by Leo on February 2, 2012|

Many businesses and individuals rely on free online solutions to run their day to day transactions. The two rival companies in this online market is Google and Microsoft. Just recently Google?announced?that it will have new privacy policy in which it will share user?s?information?to a number of other Google owned products.

There has been a lot of?speculation regarding privacy concerns and fears that Google might compromise users data. Microsoft sees the?opportunity to offer their products as?alternative?to?Google.??Hotmail which does not have ads can be used as an option to Gmail, Google Docs can be matched by Office 365, and Chrome can be replaced with Internet Explorer which the PC Giant?believes?as the?widely?used internet browser in the world.???But most of all Microsoft champions it?s product to be completely safe as it will not share any user information to third?advertisers.

In response search engine giant Google denied all allegations made by Microsoft. They affirms that the new privacy policies will not?jeopardize?users?information. It also denied that they are selling data from users to advertisers. This week Microsoft will run printed ads on every leading news paper to give everyone a better choice of online service solution that is secure and free.

Source: http://www.heyahey.com/internet-war-microsoft-vs-google-which-is-better-online-solution-and-security

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Thursday, February 2, 2012

Q-cells heads off bankruptcy with bond restructuring deal - Finance ...

Q-Cells heads off bankruptcy with bond restructuring dealChief executive Nedim Cen insists Q-Cells is not veering towards bankruptcy. Photograph: Q-Cells

German PV manufacturer Q-Cells has forged a deal with its investors to restructure its three outstanding convertible bonds in a single transaction.

Q-Cells revealed it had reached an agreement ?in principle? with the main holders of 2012, 2014 and 2015 convertible bonds to complete a financing restructuring in one step. Last month it said it would need to pursue a two-step transaction.

Bondholders, which are mainly institutional investors, will be able to swap their debt for 95% of the equity in Q-Cells. Holders of the 2012 note will also get a cash payment of ?20m ($26m).

?If enough Q-Cells bondholders agree, the deal will be very positive as it means no risk of bankruptcy during 2012 and no liquidity issues for the next two years,? according to Katharina Cholewa, an analyst at WestLB, quoted by Bloomberg.

?However, the upside for the shares will depend on how much cash the company has left after this restructuring and when it returns to profitability.?

Q-Cells? shares surged in Frankfurt, climbing as much as 38% to ?0.46, after the restructuring was announced. The company traded as high as ?80.95 euros in December 2007.

Ben Backwell

Published: Wednesday, February 1 2012 | Last updated: Thursday, February 2 2012

Source: http://www.rechargenews.com/business_area/finance/article301116.ece?WT.mc_id=rechargenews_rss

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Afghan detainees being considered for release

A look at the Afghan prisoners at Guantanamo that U.S., Afghan and other officials have said are being considered for release as part of a peace deal with the Taliban:

Mohammad Fazl

Fazl has has been held since January 2002, one of the first prisoners brought to the prison at the U.S. base in Cuba. Fazl joined the Taliban at its inception in the mid-1990s and rose as a military commander, according to U.S. military documents. He commanded 2,500-3,000 troops against the Northern Alliance from 1999 to 2001. Later he became the Taliban chief of army staff and the deputy minister of defense. He surrendered with other senior Taliban figures, including at least two being considered for transfer as part of the peace deal, to the Northern Alliance in November 2001. He was held at the Mazar-e-Sharif prison and was there during a deadly revolt against the Northern Alliance forces. He was transferred to U.S. custody shortly thereafter.

Human Rights Watch says Fazl could be prosecuted for war crimes for presiding over the mass killing of Shiite Muslims in Afghanistan in 2000 and 2001 as the Taliban sought to consolidate its control over the country.

Abdul Haq Wasiq?

Wasiq, who is about 40, served as the Taliban deputy minister of intelligence and was in direct contact with supreme leader Mullah Mohammed Omar as well as other senior Taliban figures, according to military documents.?Wasiq has been held at Guantanamo without charge since January 2002. Under Wasiq, there were widespread accounts of killings, torture and mistreatment.

Mullah Norullah Nori

Nori, who military documents say is about 45, is described as one of the most significant former Taliban officials held at Guantanamo. He was a senior Taliban commander in Mazar-e-Sharif when the Taliban fought U.S. forces in late 2001. He previously was a Taliban governor in two provinces in Northern Afghanistan, where he has been accused of ordering the massacre of thousands of Shiite Muslims. Asked about it by military interrogators, he allegedly replied that they did what they had to do to achieve their ideal state. His brother has been a Taliban commander in more recent years though his current status is unknown. Nori has been held at Guantanamo since Jan. 11, 2002.

Khairullah Khairkhwa

Khairullah, who is about 45, was a senior Taliban official. After serving in various Taliban positions since 1994, he was appointed governor of Herat province, the largest and most important province in western Afghanistan, in 1999. He has also been minister of the interior, a Taliban military commander, according to U.S. military documents. He had direct ties to Mullah Omar and Osama bin Laden and is a friend of Afghan President Hamid Karzai. His U.S. lawyers have argued in court papers that his affiliation with the Taliban was a matter of circumstance, rather than ideology, and that he had backed away from them by the time of his capture. His lawyers also have argued that he was merely a civil servant and had no military role, though a judge found otherwise and said there was enough evidence to justify holding him at Guantanamo. His lawyers have appealed.

Mohammed Nabi

Nabi served as chief of security for the Taliban in Qalat, Afghanistan for a year in the late 1990s, then took several years off before returning to work for the Taliban again in 2000, according to U.S. military documents. Upon his return, he worked as a radio operator for the Taliban's communications office in Kabul and later served as an office manager in the border department. In the spring of 2002, he told interrogators that he received about $500 from a CIA operative as part of the unsuccessful effort to track down Mullah Omar. When that didn't pan out, he says he ended up helping the agency locate al-Qaida members. Several months later, he was detained by the U.S. and detained at Bagram. The military says officials concluded he was one of the most significant former Taliban leaders at Guantanamo, where he has been held without charge at Guantanamo since October 2002.?

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-01-31-Afghan-Taliban-Detainees/id-0cfe69542312454888ed62aadeb65fa5

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Wednesday, February 1, 2012

Ore. Democrat wins special election to replace Wu (AP)

PORTLAND, Ore. ? Oregon Democrat Suzanne Bonamici will be the newest member of Congress after a decisive victory in a special election to replace former Rep. David Wu, who resigned in a sex scandal.

Bonamici, a former state senator, defeated Rob Cornilles, owner of a sports marketing business. With 98 percent of the votes counted, Bonamici led 54 percent to 40 percent.

"I really believe that the election reflects that my priorities and the district's are aligned," Bonamici told The Associated Press after a victory speech Tuesday night to her supporters in downtown Portland. "And I'm thrilled with this opportunity."

Bonamici, 57, said she expects to speak with congressional leaders Wednesday and find out when she'll be expected in Washington.

National Democrats poured more than $1 million into the Portland-area district, determined not to drop another safe seat after losing a New York district left vacant by Anthony Weiner, who acknowledged sending provocative text messages and resigned.

Cornilles said the incessant television advertising took a toll.

"If you don't have the resources to respond to it, it becomes very difficult," he told The Associated Press.

Cornilles made his second bid for the seat after losing to Wu by a similar margin in 2010. He said he wants to spend time with his family before deciding whether to make a third try.

Bonamici won't get much of a break before gearing up for the next campaign. She'll face a May 15 primary before the general election on Nov. 6.

The district will become marginally friendlier for Republicans in the next election, when new district boundaries will leave out a swath of Democratic voters.

No date has been set for Bonamici to take office, her campaign said. Once she does, she will focus on helping constituents who haven't had a representative solve problems with the federal government, she said.

Wu stepped down from Congress in August after a newspaper reported that a young woman accused the seven-term Democrat of making an unwanted sexual advance at a Thanksgiving dinner. His resignation capped months of reports about Wu's bizarre behavior that included widely panned photos of the congressman wearing a tiger costume.

Bonamici emphasized her experience in the Legislature and as a lawyer working on consumer protection issues at the Federal Trade Commission.

Late in the race, Cornilles tried to tar her with the scandal that took out Wu. He also dinged her for votes that raised taxes.

Cornilles promoted his business experience and he downplayed his GOP affiliation in a district where Democrats outnumber Republicans. But he couldn't overcome Democrats' work to discredit him.

Democrats and their allies pummeled him with television ads that attacked his business credentials, highlighted his opposition to abortion and tried to align him with the tea party.

"This election is a win for middle class Oregon families who want someone to fight for them," said Rep. Steve Israel, D-N.Y., chair of the campaign committee for House Democrats, which spent $1.3 million on the race.

The district includes downtown Portland and the suburbs in Washington County, as well as smaller communities in Clatsop, Columbia and Yamhill counties.

Democrats have represented the district for nearly four decades. The last Republican to come close to a victory was Molly Bordonaro, who came within 3 points of defeating Wu for what was then an open seat.

"It's a pretty exciting night here at our celebration," Bonamici told the AP late Tuesday. "Now the real work begins."

Source: http://us.rd.yahoo.com/dailynews/rss/democrats/*http%3A//news.yahoo.com/s/ap/20120201/ap_on_el_ho/us_oregon_congressional_race

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CardSpring Raises $10 Million To Connect Payments To The Web

cardspring_logoWe measure every last click when it comes to the Web, but there remains a gulf between online and the real world. Yet the online world increasingly drives behavior offline, especially when it comes to purchasing habits. How many times have you researched something online or on your mobile phone before buying it? Yet when you go to a store to buy it, everything you did online might as well disappear as far as the merchant is concerned. It doesn't have to be that way. The last mile in local commerce is really only the last few inches between the credit card in your outstretched hand and the card swipe at the register.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/pM6ri7i5D6s/

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